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When it’s time to purchase a home or start a new business, applying for a loan is an important step. In many cases, borrowers first head to big, corporate banks to secure their funds, but according to experts, that may not be the smartest choice.

The reason is simple: relationships have become very important in the banking industry. It’s not that it’s easier to get a loan from a community bank all banks have requirements for lending and the rules aren’t more relaxed at a local institution but established relationships really do make a difference. Below, Wallkill Valley Federal Savings Loan helped explain why.

If you do all of your banking with a larger corporate bank, consider opening a checking or savings account with a local bank. Use the time you spend opening the account to make a connection with the branch manager. Share your goals with them to open lines of connection and communication.

For those in the Hudson Valley looking to bank locally, stop by Wallkill Valley Federal Savings Loan. Their lending and loan experts believe in building solid relationships with customers and putting community first.
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